Prepare your clients today for a better tomorrow

Add Short-term Care insurance to your portfolio

Seven out of 10 people over the age of 65¹ will need extended care at some point in their lives, and the costs of home or facility care can add up fast.

Wellabe Short-term Care insurance can help your clients keep their assets and retirement savings well protected if something unexpected happens.

Now available in 24 states, Wellabe’s Short-term Care insurance complements your portfolio because it:

Can be easily bundled with other insurance offerings
Offers increased cross-sell opportunities
Is a flexible product that can be built around clients’ unique needs
Is more affordable and easier to qualify for than Long-term Care insurance
Offers competitive commissions and incentives

short term care insurance state availability map

How Short-term Care insurance works

Enrolls in Short-term Care insurance

Your client chooses a Short-term Care insurance plan and selects a daily home health care benefit. They also have the option to add an optional facility care rider, to enhance their coverage, in addition to other rider benefits.

Experiences injury or illness

Your client has an injury or illness that prevents them from being able to perform 2 of 6 activities of daily living (ADLs) or receives a cognitive impairment diagnosis (both of which require an accompanying physician’s statement).

Receives care at home or in a facility

Your client’s care plan is activated, and they begin receiving care, either at home or in a facility, based on the plan they purchased and the optional riders they selected.

Collects Short-term Care insurance benefit

Your client submits their care invoice(s) through the Wellabe customer portal. Once these have been submitted and approved, they’ll collect their full daily benefit for the care they received.

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Short-term Care insurance 101

Learn more about Short-term Care insurance and see how it can benefit you and your clients.

Learn more

Don’t miss Wellabe’s Short-term Care insurance incentives

Earn $400 on your first qualifying application after March 1, 2024, followed by $150 for any additional qualifying applications.²

Contact your marketer today.

Have more questions?

Access Short-term Care insurance resources on Wellabe’s agent portal.